Free rental yield calculator for India
Thinking of buying a rental, or wondering whether the one you own is pulling its weight? Enter four numbers and see your real return, after the costs and empty months that gross yield quietly ignores.
In the typical residential range (about 2–4%). This is normal for Indian residential property. Your returns lean on appreciation; the rent keeps the asset self-sustaining. Squeezing vacancy and expenses is where the easy gains are.
Runs entirely in your browser. Nothing is sent to us or stored. An estimate for planning, not financial advice.
How rental yield is calculated
- Gross yield = (monthly rent × 12) ÷ property value × 100. Quick, but it pretends costs and vacancy don't exist.
- Net yield = (rent for the months actually let − annual running costs) ÷ property value × 100. This is the number that matters.
- Running costs to include: society maintenance, property tax, insurance, and an honest allowance for repairs.
- Vacancy is the silent yield-killer. One empty month a year is roughly 8% of your rent gone before a single repair.
What counts as a good yield
Most Indian residential property returns a net 2–4%. That can look underwhelming next to a fixed deposit, but rental owners are usually playing two games at once: modest rental cash flow plus long-term price appreciation. Commercial units, PGs and co-living push higher because the rent per square foot is greater — and because they take more active management, which is exactly the work a tool like Nestwise removes.
Frequently asked questions
What is rental yield?
Rental yield is your annual rent as a percentage of the property's value. Gross yield is rent divided by price. Net yield subtracts running costs (maintenance, property tax, repairs) and the rent lost to vacancy first, so it reflects what you actually keep.
What is a good rental yield in India?
Residential rental yields in Indian cities typically fall between 2% and 4%. Yields above 4% usually come from commercial property, PGs or co-living, where rent per square foot is higher. A low residential yield is not always bad; many owners rely on price appreciation rather than rental cash flow.
Gross vs net yield: which should I use?
Net yield. Gross yield flatters every property equally, but two flats at the same price and rent can return very different cash once you account for maintenance dues, property tax, repairs and months the unit sits empty. Net yield is the number that decides whether the property pays for itself.
How do I increase my rental yield?
You can't easily change the purchase price, so yield improves by lifting net income: reduce vacancy with faster tenant turnaround, keep rent current with periodic increments, and control avoidable costs. Nestwise helps on all three by automating reminders, tracking every expense against income, and handling clean move-outs so units re-let sooner.
Protect the yield you just calculated
Vacancy, missed rent and untracked expenses are what turn a healthy yield into a mediocre one. Nestwise automates rent collection, tracks every expense against income, and settles move-outs cleanly so units re-let faster. Free while in early access.
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